If you're one of the many millions of people struggling under the weight of credit card debt, consolidation may be an answer. Find out why and how to do it.

In these days of online shopping and bill paying, a credit card is pretty much an essential item. However, if you are one of the millions of people with a poor credit rating, can you still get aproved for a card?

The wretched economy of the last few years has left many people with tarnished credit ratings. If this applies to you, how does it affect your chances of getting a new credit card?

These days, even people with good credit ratings are finding it more difficult to get a loan. What's the situation if your credit score is poor?

Declaring bankruptcy will always result in the destruction of your credit rating for a period of years. Is it ever possible to get a loan again after going bankrupt?

As with all financial services, it pays to be in the know before applying for a payday loan. What questions should you know the answers to when considering applying for a wage advance?

Payday loans are amongst the most expensive kind of finance out there. Why do they cost so much, and are they worth it?

Payday loans can be a real lifeline when you're short of cash, but are expensive and can be dangerous if overused. What can you do to use them safely?

Payday loans have both advantages and disadvantages, and it pays to consider them carefully before applying. Find out what you need to know to make the best use out of them.

Payday loans are a relatively new service for UK residents, and with all the controversy surrounding them it's a good idea to know what you're getting into before you apply. This article sheds some light on the subject.

Having a bad credit rating makes it more difficult to be accepted for a credit card, although it is still possible. What are your options?

More and more people are finding that finance is difficult to come by with a bad credit rating. Could a payday loan be the answer?